Now you can get the supplies you need with payment terms that work for your business. Buy what you need now with no upfront payments. Once your items have shipped, you have 30 days interest free to pay your invoice.
To apply, please login to your account here and click on Apply for Ace Trade Credit.
To apply, please login to your account here and click on Apply for Ace Trade Credit.
Trade Credit Benefits
SIMPLIFIED BILLING
Hassle-free transactions with a dedicated line of credit.
DEDICATED CREDIT & QUICK APPROVAL
Approval as fast as same-day. Make purchases and pay 30 days later.
PAYMENT TRACKING
Online portal for tracking invoices, making payments, and manging credit lines.
AUTHORIZED USERS
Create groups and add unlimited users with assigned spending limits.
COST EFFECTIVE
No cost to apply or join, with interest-free credit and 30-day terms.
Use Your Credit Line to Purchase for your Hardware and Business Supply Needs
Frequently Asked Questions
+ Who is TreviPay?
TreviPay is an industry leader in B2B payment solutions. Ace Hardware has partnered with TreviPay to power the Ace for Business Trade Credit Program.
+ Who can apply for Ace for Business Trade Credit?
To be eligible for a line of credit through the Ace for Business Trade Credit program, your business must be a registered US entity and have been in operation for at least 24 months. We also recommend that the person submitting the application has legal authority to accept terms and conditions on behalf of your business.
+ Can I set up different user roles within my organization for my Ace for Business Trade Credit account?
Yes, the account portal lets you add new users with assigned purchasing and payment roles.
+ How do I apply for an Ace for Business Trade Credit account?
Simply complete the application and you could be approved for a specific purchasing limit.
+ How do I review my credit balance and invoices?
Your current available balance, outstanding amount due and past invoices will be available on the Account Overview page of your account portal.
+ What information will I need to provide?
You will need the following information to complete your application:
- Business details (including EIN & Annual Revenue)
- Personal details
- Billing contact details
+ How will I know when my payment is due?
You will receive a downloadable invoice in your account portal and by email immediately after your products are shipped. The invoice will contain the payment due date. To direct these alerts to your accounts payable department, create a new Payer user account for that team and activate invoice alerts in the Notifications tab of the Edit User page.
+ Will applying for Ace for Business Trade Credit affect my personal credit score?
No, applying will not affect your personal credit score. However, in certain circumstances a business owners may be required to provide a guaranty for the account.
+ How do I make a payment on my Ace for Business Trade Credit Account?
You or your designated account user can make payments through one of the following payment methods: direct debit in your buyer portal, by automated clearing house (ACH) payment, or by check. For convenience, you may link your business bank account to make payments easily. All available payment methods will also be outlined on each invoice you receive.
+ Are there any fees associated with my Ace for Business Trade Credit Account?
There are no fees for your account. Your business will not incur any interest or late fees if your invoices are paid by the invoice due date.
+ How will my payments be applied to the outstanding invoices?
If you currently have more than one invoice open on your account, we will apply payments based on the remittance advice you provide. If no remittance advice is submitted, we will apply payments to the oldest invoices first so that you are not considered late on older invoices.
+ What do I do if I need a credit limit increase for my Ace for Business Trade Credit Account?
Credit limit increase requests require that your account be in good standing for a minimum of six months, demonstrating positive payment history on your account. Credit limit increase requests may be submitted by visiting the overview landing page. You will receive notification by email of the outcome of your request.
+ How do I contact someone regarding questions or concerns on my account?
Please contact Customer Support at 888-889-4218 or email us at [email protected] to speak with an expert. Our hours of operation are 7:00AM to 7:00PM CT Monday through Friday, excluding holidays.
